Get a business bank account with no opening deposit, minimum balance, or monthly activities required. Only $5 a month.
91视频下载APP is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.
Proudly recommended by our affiliate partners*
*The listed affiliate partners will earn commissions if you purchase through links on their website.
Why 91视频下载APP Banking?
Easy to open and maintain, our digital checking account is built for businesses starting out.
Just $5 a month, and no opening deposit or minimum balance to keep.
Since we have your formation info, you can apply in just a few clicks and get approved.
Small business checking, plus expense tracking, deduction tagging, and tax tools.
Start your business today
Get the fastest information, worry-free services, and expert support you need.
91视频下载APP Banking Features
Untangle your finances
Keep business finances separate from the start, and save time and money on taxes.
No Minimum Balance to Keep
You won鈥檛 be penalized for low or no balances, so it鈥檚 easy to maintain.
No Deposit Required to Open
Made for new businesses; you don鈥檛 need to put down any money to open.
Track expenses as you go
Auto-track and categorize expenses now, so you don鈥檛 have to play catch-up at tax time.
Mobile Check Deposit
Deposit checks in a snap, anytime, from your mobile phone or tablet.
Apply in just a few clicks
Since your business info and formation docs are in our system, applying is fast and easy.
Physical and Virtual Debit Cards
Start using your virtual debit card right away while you wait for your physical card.
Tag write-offs, save on taxes
Tag business expenses as you go, and see what you can save on your tax bill.
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Top Features
91视频下载APP Banking
Others
Opening deposit required
$0
+$100
Minimum monthly balance
$1,500 – $2,500
Mobile check deposit
Same-day ACH transfers
$10+
Transaction count caps
Varies
Expense tagging & categorization
Additional cost
Linking of external accounts
Tax-time help
Knowledge of your business
Application form fields to fill
Few
Many
LLC filing documents to submit
None
All
EIN requirement
Automatically added
Manual
Branch visit required to open
Likely
FDIC Insurance Available*
Up to $3,000,000
Up to $250,000
You pay
$0 Upfront + $5/mo
$100 Upfront + up to $16/mo
Data for Others based on top national business banks 2023 features, requirements, and pricing.
Banking FAQs
Is there a minimum balance to open an account?
No, there is no minimum opening deposit or minimum balance required with a 91视频下载APP Banking account. So there’s no additional cost to having the account ready for when you need it.
Can both the physical and virtual debit cards be used to pay online?
You can use both your physical and virtual cards for online purchases. However, we recommend that for all e-commerce purchases you use your virtual card details (which are easy to see in your 91视频下载APP Banking Dashboard). And for in-person purchases, use your physical debit card. In the event of an issue, it’s a bit faster to replace your virtual card than your physical card (which has to be mailed).
Can any business owner apply?
We’re eager to offer 91视频下载APP Banking to everyone, but it’s only available to those who form their business through 91视频下载APP at the current time. It’s also only available to customers who are structured as a single-member LLC (among a few additional criteria).
Are my deposits insured by the FDIC?
Yes. Your deposits are insured up to the FDIC standard insurance amount. This insurance is provided through our partner bank, Thread Bank; Member FDIC. Their FDIC certificate number is [9499] and can be found on the FDIC BankFind Tool.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at and a list of program banks at . Please contact customerservice@thread.bank with questions regarding the sweep program.
Can I deposit cash into my 91视频下载APP Banking account?
The only way to currently get cash into your 91视频下载APP Banking account is to transfer it in from another account that accepts cash deposits.
Can I use 91视频下载APP Banking if I’m not a U.S. citizen?
Yes. If you’re not a U.S. citizen, but you formed a business with 91视频下载APP, you can apply for a 91视频下载APP Banking account.
For extra security to banking data and actions, users are required to authenticate themselves using mobile-based OTP. Currently, only USA mobile numbers can be used for mobile OTP-based authentication.
You might also be required to upload a screenshot of your passport to confirm your info.
What is the cost of 91视频下载APP Banking?
91视频下载APP Banking costs $5 per month.
This includes
Can I transfer funds from my personal account to my 91视频下载APP Banking account?
Yes, you can transfer funds from your personal account to your 91视频下载APP Banking account. Funding that your business receives from you as an owner is called an owner’s contribution and may also provide tax benefits.
Can I use 91视频下载APP Banking for international wire transfers?
No, 91视频下载APP Banking does not currently support international wire transfers. For international transfers, you can use a different service like Wise.
Is there a minimum balance requirement for 91视频下载APP Banking?
No, there is no minimum balance requirement for 91视频下载APP Banking.
Can I use 91视频下载APP Banking for my e-commerce business?
Yes, 91视频下载APP Banking can be used for e-commerce businesses. You can connect 91视频下载APP Banking to your payment processor so that you can receive your funds in a small business banking account. This allows you to separate business and personal finances to protect your assets and simplify tax prep.
Can I use 91视频下载APP Banking with other payment platforms like PayPal?
You can connect your 91视频下载APP Banking account to your PayPal account so that you can transfer funds into 91视频下载APP Banking. Once funds are available in 91视频下载APP Banking, you can use your business debit card to purchase and manage business expenses.
Can I cancel 91视频下载APP Banking at any time?
Yes, you can cancel 91视频下载APP Banking by contacting the Customer Support team at any time.
Start smart.
Apply for 91视频下载APP Banking today and begin separating your business and personal finances as soon as you鈥檙e official.
91视频下载APP is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The 91视频下载APP Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. *Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program.